Digital suki card apps in the Philippines, compared
By The Digicard team · Published 29 Oct 2026 · Facts checked
The short answer
For a café with 300 regulars a month, the cheapest options cost nothing: GoBalik and Tatako both have a free plan for one location, and Utilife is ₱2,988 a year. All three give customers a stamp card that opens in the phone's browser from a QR code.
If you want the card in the customer's Apple Wallet or Google Wallet, where it sits next to their bank cards and updates itself after every visit, there are two: Digicard at ₱3,000 a year, VAT included and billed monthly in pesos, and Suki Cards at about ₱9,037, billed a year at a time in US dollars.
For three branches with 2,000 regulars a month, the flat-fee apps cost less. GoBalik is ₱8,976–9,576 and Suki Cards about ₱9,037, against ₱23,400 on Digicard, which bills each card used in a month after the first 50.
What Digicard adds is in the feature table: scanning that keeps working through a dropped connection, undoing a mistaken scan, and reward stock counted per branch.
Features compared
What each option does, read from each vendor's own website on 27 Oct 2026. Where a vendor's site doesn't mention a feature we say so, rather than guess.
| Feature | Digicard | Suki Cards | GoBalik | Utilife | Tatako | TapTime |
|---|---|---|---|---|---|---|
| For your customers | ||||||
| No app for customers to install | Yes | Yes | YesCustomers scan a QR with the phone camera | YesThe card opens in the phone’s browser | YesWorks in the mobile browser | YesOpens in the browser from a QR code or link |
| Apple Wallet and Google Wallet | Yes | Yes | Not stated | Not stated | Not stated | Not stated |
| Customer’s own card page (history, rewards ready) | YesBalance, rewards ready and history | Not stated | PartialProgress and rewards on the phone; format not described | PartialStamp progress in the browser; history not stated | PartialProgress on each card; history not stated | Yes |
| Card types | ||||||
| Stamp cards | Yes | Yes | Yes | Yes | Yes | Yes |
| Points and tiers | Yes | YesPoints and Silver-to-Gold tiers | PartialPoints by purchase size; tiers not stated | Not stated | Not stated | Not stated |
| Paid memberships | YesWith a fixed term | YesRecurring payments with a usage limit | Not stated | Not stated | Not stated | Not stated |
| Gift cards and coupons | PlannedWe are building this | Yes | Not stated | Not stated | Not stated | Not statedIts pricing page both includes and excludes them |
| Stamps or points that expire | Yes | Not stated | No“No expiry” | Not stated | Not stated | PartialRewards can expire; stamp expiry not stated |
| At the counter | ||||||
| Staff scan from any phone | YesIn the browser | YesSuki scanner app | PartialThe customer scans your QR; staff enter their ID | YesScan from the seller dashboard | PartialScan the customer’s QR; device not stated | PartialOn the till device; phones not stated |
| Scanning works offline | YesScans sync when the connection returns | Not stated | Not statedSays it works on slow connections | Not stated | Not stated | No“The scan screen is online” |
| Undo a mistaken scan | Yes | Not stated | Not stated | Not stated | Not stated | No“Stamps are a permanent record” |
| Running the program | ||||||
| One card across branches | Yes | PartialLocations by plan; one card across them not stated | PartialBranches by plan; one card across them not stated | Not stated | Not stated | Yes |
| Reward stock tracked per branch | Yes | Not stated | Not stated | Not stated | Not stated | Not stated |
| Staff roles | YesOwner, Admin and Staff | PartialManager logins; roles not described | Not stated | Not stated | Not stated | YesFour roles, access per location |
| Correct a balance, with a reason and audit trail | Yes | Not stated | PartialAn audit log of stamps and redemptions; corrections not stated | Not stated | Not stated | NoStamps cannot be rewritten; each records who gave it |
| Analytics dashboard | Yes | Yes | YesBasic or advanced by plan | YesCustomer analytics | YesPro plan | Yes |
| Customer records (a simple built-in CRM) | YesEvery customer in one searchable list, with their details, sign-up answers, balances, rewards and visits | Partial“Every customer becomes a contact” | PartialA loyalty grade per customer (“Balik Score”) | PartialA customer list; no CRM described | PartialA basic profile | Yes |
| Marketing | ||||||
| Message customers on their card | YesOne card or every cardholder | YesUnlimited push notifications | Not stated | Not stated | PartialReward notifications only | Not stated |
| Location-based alerts | PlannedWe are building this | YesWithin 100 metres of your location | Not stated | Not stated | Not stated | Not stated |
| SMS or email campaigns | PlannedWe are building this | YesSMS through a paid add-on | PartialSMS on the Pro plan, which is waitlist-only | Not stated | Not stated | Not stated |
| Integrations & data | ||||||
| Customer data export | YesA spreadsheet of every customer, for the owner | Not stated | Not stated | Not stated | PartialExportable reports | YesExcel and CSV |
| API and webhooks | PlannedWe are building this | YesBusiness plan | Not stated | Not stated | Not stated | Yes |
| Zapier or Make | PlannedWe are building this | Not stated | Not stated | Not stated | Not stated | YesZapier, Make and n8n |
Yes Partial Planned Not stated No“Not stated” means the vendor's own site does not say. “Planned” means Digicard is building it.
What each one costs for the same business
| Option | Year one (PHP) | Year one (USD) | Billed on | How we worked it out |
|---|---|---|---|---|
| Paper stamp cardsPhysical card | ₱2,700 | ≈ US$43 | Every card printed | 900 cards × ₱3 |
| GoBalikWeb stamp card | ₱0 | ≈ US$0 | Free plan for one branch | Starter ₱0 × 12 months: 1 branch, unlimited live QR stamps |
| TatakoWeb stamp card | ₱0 | ≈ US$0 | Free plan | Free ₱0 × 12 months: 1 loyalty program, unlimited customers |
| Utilife LoyaltyWeb stamp card | ₱2,988 | ≈ US$48 | Flat monthly plan | ₱249 × 12 months |
| DigicardWallet card | ₱3,000 | ≈ US$48 | Active Cards only, after the free ones | 300 Active Cards − 50 free = 250 × ₱1 × 12 months, VAT included |
| Suki CardsWallet card | ≈ ₱9,037 | US$144 | Yearly plan, paid upfront, up to 3 locations | Grow US$12 × 12 months, billed a year at a time |
| TapTimeWeb stamp card | ₱10,068 | ≈ US$160 | Flat monthly price per location | ₱839 × 1 location × 12 months |
≈ marks a figure converted from the vendor's own billing currency. See “How we compared this” below for the rate and assumptions.
| Option | Year one (PHP) | Year one (USD) | Billed on | How we worked it out |
|---|---|---|---|---|
| Paper stamp cardsPhysical card | ₱18,000 | ≈ US$287 | Every card printed | 6,000 cards × ₱3 |
| GoBalikWeb stamp card | ₱8,976–9,576 | ≈ US$143–153 | Flat monthly plan, plus each branch after the second | Growth ₱499 + 1 extra branch × ₱249–299, × 12 months |
| TatakoWeb stamp card | Not published | Not published | Free plan | Tatako does not say whether any plan covers more than one location. |
| Utilife LoyaltyWeb stamp card | ₱2,988–8,964 | ≈ US$48–143 | Flat monthly plan | ₱249 × 12 months for one subscription, up to × 3 if each branch needs its own (not stated) |
| DigicardWallet card | ₱23,400 | ≈ US$373 | Active Cards only, after the free ones | 2,000 Active Cards − 50 free = 1,950 × ₱1 × 12 months, VAT included |
| Suki CardsWallet card | ≈ ₱9,037 | US$144 | Yearly plan, paid upfront, up to 3 locations | Grow US$12 × 12 months, billed a year at a time |
| TapTimeWeb stamp card | ₱30,204 | ≈ US$481 | Flat monthly price per location | ₱839 × 3 locations × 12 months |
≈ marks a figure converted from the vendor's own billing currency. See “How we compared this” below for the rate and assumptions.
A wallet card or a stamp page in the browser
None of these needs an app installed. The difference is where the card lives.
- A wallet card (Digicard, Suki Cards) is saved in Apple Wallet or Google Wallet. The customer finds it where they keep their bank cards, it updates itself after each visit, and you can send a message that the phone shows as a notification.
- A stamp page in the browser (GoBalik, Utilife, Tatako, TapTime) opens from a QR code or a link. The customer gets back to it from the browser, a bookmark or the home screen.
How each one bills
- GoBalik: Starter is free for one branch. Growth is ₱499 a month for two branches, then ₱249–299 for each branch after that.
- Utilife: ₱249 a month, with unlimited customers and stamps.
- Tatako: a free plan with one loyalty program and unlimited customers.
- Suki Cards: Grow is US$12 a month, billed a year at a time, for up to three locations.
- TapTime: ₱839 a month for each location.
- Digicard: ₱1 per Active Card per month, VAT included. The first 50 Active Cards each month are free. An Active Card is a card with at least one stamp, reward, message or other qualifying event in the month. Cards nobody uses that month cost nothing.
What their sites do not say
- GoBalik gives two prices for a branch beyond the second, so the table shows both.
- Utilife does not say whether one subscription covers several branches, so the table shows both readings.
- Tatako does not say whether any plan covers more than one location, so it has no three-branch price.
- TapTime's pricing page lists gift cards and promo codes as both included and not included.
- GoBalik, Utilife, Tatako and TapTime do not mention Apple Wallet or Google Wallet; the feature table says “Not stated” rather than No.
More comparisons
Still on paper cards? See physical cards vs loyalty apps in the Philippines. Comparing the international wallet platforms (Loopy Loyalty, PassKit, Boomerangme)? See wallet loyalty platforms compared.
Questions
What is the cheapest loyalty card app in the Philippines?
GoBalik and Tatako both have a free plan that covers one location. Utilife is ₱249 a month. For a card in Apple Wallet or Google Wallet, Digicard costs ₱3,000 a year for a café with 300 regulars a month, VAT included, and the first 50 Active Cards each month are free.
Which loyalty apps put the card in Apple Wallet or Google Wallet?
Digicard and Suki Cards. GoBalik, Utilife, Tatako and TapTime open the stamp card in the phone’s browser; their sites do not mention Apple Wallet or Google Wallet.
What is a digital suki card?
A suki card is the loyalty card a regular customer, your suki, carries for stamps or points. A digital suki card lives on the customer’s phone instead: as a page in the phone’s browser, or as a card in Apple Wallet or Google Wallet.
Which ones bill in pesos?
GoBalik, Utilife, Tatako and Digicard price in pesos, and TapTime bills a Philippine business in pesos by card. Utilife also takes GCash and Maya. Suki Cards bills in US dollars, a year at a time.
Does Google Wallet work in the Philippines?
Google Wallet launched in the Philippines on 18 November 2025, with support for loyalty cards and boarding passes.
How we compared this
Prepared by The Digicard team. Digicard sells wallet loyalty cards, so read this as a vendor's comparison: every competitor price below links to the vendor's own pricing page and the day we checked it. If a price has changed, tell us at support@digicard.tech and we will correct the page.
Features
- Competitors' features come from their own pricing and product pages, linked below. “Not stated” means the page didn't say, not that the feature is missing.
- Digicard's “Yes” means it is live today. “Planned” means we are building it and it is not available yet.
- “Your own app” can do almost anything if you pay to build it, so most of its cells say so rather than Yes or No.
The businesses we priced
- One café: 1 location, 300 customers using their card each month, 600 customers carded over the year.
- Three branches: 3 locations, 2,000 customers using their card each month, 4,000 customers carded over the year.
Assumptions
- Costs are for the first 12 months, using each vendor's month-to-month price. Most offer a discount for paying a year up front.
- Paper: 1.5 cards printed per carded customer a year (everyone gets one; half need another because theirs filled up or got lost). Stamps, punches and staff time are not counted.
- Your own app: an agency's published build estimate plus Apple and Google developer fees. Hosting, maintenance, updates and marketing the download are not counted, and they are ongoing.
- Wallet platforms: the cheapest plan that covers the number of locations. PassKit is priced with one staff login per location, with every card issued during the year still on file.
- Digicard: billed on Active Cards, the cards with at least one stamp, reward or message in the month, and the first 50 each month are free. The Philippine price includes VAT; US prices are before sales tax, which varies by state.
- Currency: each vendor's own billing currency is exact. The other column is converted at ₱62.756 = US$1, the Bangko Sentral ng Pilipinas reference exchange rate on 25 Sep 2026.
Sources
- GoBalik Growth: GoBalik pricing. Checked 27 Oct 2026.
- GoBalik Growth, each branch after the second: GoBalik pricing and FAQ. Checked 27 Oct 2026.
- Utilife Loyalty: Utilife Loyalty. Checked 27 Oct 2026.
- Suki Cards Grow: Suki Cards pricing. Checked 27 Oct 2026.
- Tatako Free: Tatako. Checked 27 Oct 2026.
- TapTime Loyalty cards: TapTime pricing (Philippines). Checked 27 Oct 2026.
- Digicard (Philippines): Digicard standard offer. Checked 27 Oct 2026.
- Printed paper loyalty card (Philippines): Quote from a local printer in the Philippines, obtained by the Digicard team. Checked 15 Oct 2026.
- GoBalik Starter: GoBalik pricing. Checked 27 Oct 2026.
- Google Wallet launched in the Philippines on 18 November 2025, with support for loyalty cards and boarding passes.: Unbox.ph, Google Wallet finally official in the Philippines. Checked 15 Oct 2026.
- Suki Cards features: Suki Cards. Checked 27 Oct 2026.
- Suki Cards features: Suki Cards pricing. Checked 27 Oct 2026.
- GoBalik features: GoBalik FAQ. Checked 27 Oct 2026.
- GoBalik features: GoBalik. Checked 27 Oct 2026.
- GoBalik features: GoBalik pricing. Checked 27 Oct 2026.
- Utilife features: Utilife Loyalty guide. Checked 27 Oct 2026.
- Utilife features: Utilife Loyalty. Checked 27 Oct 2026.
- Tatako features: Tatako. Checked 27 Oct 2026.
- TapTime features: TapTime. Checked 27 Oct 2026.
- TapTime features: TapTime: how guests join. Checked 27 Oct 2026.
- TapTime features: TapTime pricing (Philippines). Checked 27 Oct 2026.
- TapTime features: TapTime: give and redeem stamps. Checked 27 Oct 2026.
- TapTime features: TapTime loyalty help. Checked 27 Oct 2026.
- TapTime features: TapTime: invite your team. Checked 27 Oct 2026.
We re-check every price at least once a quarter, and the date at the top of the page moves when we do.
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